CREDIT SCORES - COLD & IMPERSONAL

Credit scores suck! Banker-underwriters rely on your credit score. The score does not reflect anything else except your score. There was a time when you applied for a loan and the person granting you the cash knew you. Such was the former banker, Lowell E. Toepfer. For years Lowell served the Brookfields well. Now it is a much different ballgame as I'm experiencing! Not good.

The credit rating companies are High rollers in themselves. Mitt Romney, with a net worth of $250 Million took his BAIN Ca0pital into the stratosphere in the 90s. Power begets power. He was the Governor of Massachusetts and governor of STAPLES. BTO = Big Time Operator!
electronic banking is as cold as it gets. Are we victims of the time?

Interest rates are absurdly low... next to nothing. Loan rates vary from bank to bank as I'm experiencing. Not good.

So now, on a Ruby Tuesday, I shall hear the verdict.. either Y or N. wish me luck!

ROBERT LOUIS POTVIN
5TH Generation Brookfielder..since 1870
Box 11
West Brookfield, MA